Is Surrogacy Covered by Insurance in India?

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Surrogacy Insurance in India
Surrogacy Insurance in India


Surrogacy cost in India is highly lower than in developed countries still many infertile couples cannot have the process for a healthy and successful child. It is much higher than any person expects as partners opt for another woman’s womb for pregnancy and childbirth. The surrogate woman has to face pregnancy and delivery difficulties for nine months. In India, Surrogacy Insurance in India prefers only for heterosexual couples with severe infertility issues. It involves advanced procedures and provides the best results for other infertility treatments. 

The key feature of WORLD FERTILITY SERVICES

Surrogacy in India covers under the Indian surrogacy laws (2022). And it only allows altruistic surrogacy. 

Surrogacy Insurance in India
Surrogacy Insurance in India
  • Top surrogacy packages for affordable surrogacy cost in India
  • Successful surrogacy outcome 100% 
  • Top consultations from highly experienced 
  • Exclusive surrogate mother screenings 
  • Ultra-modern facilities and technologies
  • Contact us: possible@worldfertilityservices.com
  • Call us: +91-9560712022

Surrogacy cost in India 2023 insurance can cover by some medical companies. They can provide full coverage or a few stages. It has a highly complicated process that involves a roller coaster journey with legal formalities. It is the main reason that people most insurance companies do not offer surrogacy insurance in India.

Surrogacy cost is much higher than infertility treatments, and mostly rich high-class people can afford it. The insurance policies do not cover the entire surrogacy process as can have the surrogate maternity insurance or the partners’ eggs and sperm fertilization procedure. Still, you have different charges for the successful process and results. Surrogate compensation is illegal in India, but the intended parents will pay for various essential needs of the surrogate, and clinic fees will increase the overall cost.

Surrogacy Insurance in India
Surrogacy Insurance in India

The surrogacy price in India approximately is INR 10,00,000 to INR 15,00,000. Surrogate mother cost in India is affordable as the only altruistic form is present. The intended parents have to provide basic needs and insurance to the surrogate. The surrogacy process involves the following stages in India:

  1. You will select the best surrogate match for the process through the centre or yourself. The centre provides top matches but has a high cost. If you find the surrogate mother yourself will need more time and may not select the perfect match.  
  2. Formalities involve the legal work between the surrogate mother and intended parents. It regulates the functions and involvements of the surrogate mother. Various checkups and screening will help to know the surrogate health and fertility conditions.
  3. Some counseling sessions will include the process manage the psychological conditions of the couple and surrogate mother. The fertility medicines will help in increasing the eggs’ health produced through the female partner’s ovaries and prepare the surrogate mother’s uterus.
  4. Collect eggs and sperm from the intended parents and fertilize them outside the body. It will include the invasive procedure and retrieving the gametes. It will fertilize the eggs and sperm in the lab and develop into embryos to implant inside the surrogate uterus.
  5. After two weeks, the surrogate blood test will confirm the pregnancy results and follow the routine checkups. The intended parents will provide special care and attention to the surrogate mother till childbirth. It will take nine months for delivery that can perform in two forms vaginal or cesarean.

The following are some reasons that attract the attention of many couples to visit our clinic. These are:

Surrogacy Insurance in India

Surrogacy Insurance in India

The advanced and latest use of technologies.
  • High-end quality equipment used for treatment.
  • Highest rates of success
  • Easy payment options.
  • Highly qualified and trained professionals
  • Best counselors
  • 24×7 full medical and personal support
  • The pleasant and comfortable stay during the treatment.
  • Best travel advisers

The best centre in India, WORLD FERTILITY SERVICES, provides various financial assistance for surrogacy costs. They have high transparency in processes and costs. They have packages according to infertility conditions and required approaches. You can have highly affordable fertility treatment approaches through the centre. They perform procedures with highly latest and most advanced technologies that help achieve the best results.

Frequently Asked Questions about Surrogacy Insurance in India

Is surrogacy covered by insurance?
Here is a look at the latest provisions of the Surrogacy (Regulation) Act, 2021 that was enforced on 25th January 2022 in India: Couples who opt for surrogacy to become parents need to compulsory purchase general health insurance coverage that lasts for 3 years for the surrogate mother.

How can I cover my surrogacy cost?
Intended parents commonly rely on loans to help cover the costs of surrogacy. In addition to traditional lines of credit, like home equity loans and credit cards, there are also many organizations that offer financing options specifically for fertility treatments and surrogacy.

What does surrogacy cost include?
The total cost of a surrogacy arrangement includes agency fees, surrogate compensation and expenses, fertility clinic fees, and legal fees. However, there are factors to consider which can affect surrogacy costs substantially.

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